Motor Vehicle Loans

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  • A widely used form of Consumer finance for vehicle purchase.
  • Repayable in equal installments over an agreed period. 



  • Minimum amount is $5,000.00.
  • Maximum term between 3 and 5 years.
  • A first Registered Bill of Sale or Hire Purchase Agreement over the vehicle being purchased is taken to cover lending plus other security if required.
  • Customer minimum contribution of 1/3  of the purchase price.
  • Repayments can be made weekly, fortnightly or monthly.
  • Additional payments can be made at any time or the loan repaid in full without penalty.
  • Redraw facility available.


Interest Rates


  • Compounded Interest rate is fixed for the term of the loan and is not subject to variation during this term.

Fees and Charges


  • One up front Loan Approval Fee.
  • Notification fee may apply for any arrears.
  • Solicitors cost and Government charges may also be payable if Bill of Sale security is prepared. The amount dependent on the Solicitor engaged and the amount of the loan.

Should you require further clarification on this product please do not hesitate to contact our Motor Vehicle Loans Team.

Our application forms are also available online.

Loan Repayment Calculator

* Enter your loan amount
* Enter the duration of our repayment
Monthly repayment
Interest rate
13.5% p.a. (fixed)
Total amount payable
Minimum Deposit
Repayment term


The Calculator is only an estimate of your Total Repayable Amount and Monthly Repayments. It is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a loan approval or a quote. To apply for an DFL loan you must complete an application form. All applications for credit are subject to DFL's normal credit approval criteria. DFL will not store the information provided in this calculator.